Ensuring Seamless Payments Operations

Real-world payments and direct debit testing

Step into your customer’s shoes and monitor the experience your bank transfer services is delivering.

Why monitor from a customer's perspective?

Monitoring the service delivery of single payments, bulk payments, and direct debits from a customer’s perspective is essential for any bank to ensure seamless financial transactions and maintain trust.

Failing to detect malfunctions from a customer’s perspective can result in delayed payments, incorrect amounts, or missed transactions, leading to customer frustration, reputational damage, and potential regulatory penalties. 

Benefits:

  • Quickly identify and resolve issues, ensuring a reliable, smooth customer experience.
  • Proactiveness minimizes errors, enhances customer satisfaction, and strengthens the bank’s reputation as a trustworthy financial partner.
  • Reduce operational risks and helps prevent potential financial losses.

Key Features

Rapid Incident Detection

Identify potential issues before they escalate, ensuring swift and decisive action to maintain system integrity.

Client Impact Assessment

Gain clear, actionable insights into how incidents affect your customers, eliminating guesswork and enhancing decision-making.

Operational Stability

Keep your banking running smoothly with customer experience insights to avoid system failures.

Minimized Downtime

Reduce system interruptions dramatically, keeping your services running efficiently and your clients satisfied.

Verify Transaction via Any Channel

iOS or Android Mobile App

Verify your bank’s main channel to make sure it works as you expect. You can verify product and device registration, customer onboarding, service setup, service logon, balance check, transaction initiation, transaction approval, signing and reporting. We use real iOS or Android devices.

Web or Online Channels

Make sure you give online customers what they expect. Check the customer web-journey from start to finish. Check onboarding, service setup, logging in, checking balances, payments, direct debits, file uploads, transactions, approvals and reports.

API

It’s about integrating data, functionality, and infrastructure. Ensure that your transaction API is user-friendly, functional, reliable, safe, secure, stable, and performs well. Verify your API service, technical documentation, connection, available endpoints, API stability, load tests, and correct billing.

File Transfer Channel

Test your file transfer services: onboarding, documentation, file exchange, approval, signing, reporting, SLA compliance and stability. WTSS File Transfer supports AS2, EBICS, FTP, FTPS, SFTP, HTTP, HTTPS, MQ-SSL, SOAP-XML and SWIFT (FIN/FileAct/CSV).

Multiple and Omni channel

Do you have a journey across multiple channels for instance login to your website using the mobile device as adentifier, or a file upload via API and signing with a mobile device? We can integrate them into a single verification journey, so you can see what your is seeing.

Bank Transfer Verifications Customers Ask

Real time payment

Single Payment (domestic and cross border)

Bulk payment via FIle Transfer

Cut-off times

Batch Payment Upload

AIS, CAF and PIS

Single Direct Debit (domestic)

Batch Direct Debit

Performance Benchmarking

Urgent/Faster Payment

Wire Transfer

Real Time Gross Settlement (RTGS)

SEPA Transfer

SWIFT Transfer

Standing order

ACH Payment

Local Payment Types

End-to-End Process Review

WTSS Online Dashboard

Access real-time insights into the outcomes of your verifications. Set alerts, initiate new verifications or drill down on errors found in your transaction journeys. All of this is available at your fingertips.

WTSS Global Background

Ready to Become More Certain of Your Banking Operations?

Discover how our production verification tests can elevate your bank’s performance. Contact us today to schedule a demo and learn more about our tailored solutions.